If you have used up all your SU and you are finishing your programme within a 12 month period (in some cases 24), you can apply for an end-loan. You need to be study active and have used up all the SU you are entitled to for your specific programme.
Whether you can receive an end-loan for a 12 month or a 24 month period, depends on whether you have received SU for the prescribed duration of the education + 12 months or if you have only received SU for the prescribed duration.
If you have received 4 months of SU end-loan finishing your BSc degree, as a maximum you can apply for 8 months when finishing your MSc degree.
You can receive the end-loan starting from the month when you apply for it. If you have been awarded the SU end-loan, you will receive a loan plan you need to approve in MinSU. Your end-loan cannot be transferred before you approve the loan plan and accept the terms for the loan.
The SU end-loan is transferred in monthly payments and in the loan plan you can adjust for every month whether you want the payment transferred or not.